Hui-Chen Wu
Lead reviewer. Former internal audit manager for a domestic e-payment programme; focuses on onboarding and monitoring samples.
About
A small audit practice for fintech desks that still file paper evidence
Clearwater Risk Review was formed to give payment, remittance, and lending teams in Taiwan an independent reviewer who will sit with process owners—not only with policy binders—before issuing a written opinion.
Origin
The practice grew out of repeated partner-bank questionnaires that asked southern Taiwan operators for comfort letters they could not honestly sign. Founders wanted a reviewer who understood FSC expectations and the constraints of lean compliance teams outside Taipei’s denser advisory market.
We keep the firm intentionally small. Engagements are sequenced so the same lead who scopes the work also signs the memorandum. That continuity matters when findings must be defended in a board room months later.
Working approach
Listen first
Scoping names product rails, third parties, and evidence gaps before any fee is fixed.
Test samples
Findings cite files, alerts, and reconciliations—not policy chapter numbers alone.
Write plainly
Memoranda use residual-risk language boards can fund or consciously accept.
Stay bounded
We do not sell software, outsourced compliance officer seats, or legal opinions.
People
Portraits of the reviewers you will meet on a typical engagement.
Daniel Park
Engagement manager. Coordinates evidence requests and partner-bank questionnaire mapping for remittance clients.
Amira Soliman
Governance advisor. Facilitates board readiness briefings and residual-risk language for decision papers.
Values we will not bend
Independence from product vendors. Findings that name owners. Fees fixed before fieldwork. Addressable office presence at 8706 2nd Avenue, 屏東縣, 台灣省, Taiwan for clients who prefer in-person close-out sessions.
Arrange an introduction call